Planning guide
Tax and Super
Get your Tax File Number (TFN) The ATO says you need a TFN to work and to avoid higher withholding rates. Apply online soon after you arrive and keep the confirmation. Working holiday maker tax rates (official) If your employer…
Checklist focus
Documents, budget, insurance, and timelines you should lock in early.
Common mistakes
Late applications, wrong savings level, and weak job prep.
Why this guide matters
Follow the steps in order to reduce visa stress and avoid wasted money.
Get your Tax File Number (TFN)
The ATO says you need a TFN to work and to avoid higher withholding rates. Apply online soon after you arrive and keep the confirmation.
Working holiday maker tax rates (official)
If your employer is registered as a WHM employer, the ATO says they withhold 15 percent tax on the first 45,000 AUD you earn (2020 to 2021 and later income years). Higher rates apply above that threshold. Check the ATO WHM tax rates for updates.
Income statements and tax returns
At the end of the income year or when you finish work, you may need to lodge a tax return. Use your income statement or payment summary to complete it.
Superannuation and leaving Australia
Employers pay superannuation for eligible workers. The ATO WHM guidance explains how to access your super when you leave Australia, including the departing Australia superannuation payment (DASP).