Planning guide
Insurance
Adequate health insurance is strongly recommended (official) Home Affairs says visitors to Australia who are not eligible for Medicare are strongly recommended to arrange private health insurance, regardless of whether it is a visa condition. Without appropriate cover, you will…
Checklist focus
Documents, budget, insurance, and timelines you should lock in early.
Common mistakes
Late applications, wrong savings level, and weak job prep.
Why this guide matters
Follow the steps in order to reduce visa stress and avoid wasted money.
Adequate health insurance is strongly recommended (official)
Home Affairs says visitors to Australia who are not eligible for Medicare are strongly recommended to arrange private health insurance, regardless of whether it is a visa condition. Without appropriate cover, you will be treated as a private patient and may face large bills.
Reciprocal Health Care Agreements (RHCAs)
If your country has an RHCA with Australia, you may be eligible for limited Medicare cover. This does not replace adequate insurance for everything, so check the Services Australia RHCA guidance.
Checklist before you buy
- Confirm your policy covers unplanned medical and hospital care in Australia.
- Keep the policy active for the full length of your stay.
- Carry proof of insurance with your travel documents.