Australia working holiday insurance can be required by visa conditions and is a smart safety net even when it is not mandatory. This guide helps you choose coverage that matches real risks.
Start with the insurance page and compare your options using the resources page.
Is insurance required for WHV
Some visa holders are expected to maintain adequate health cover throughout their stay. Requirements depend on your passport and visa stream, so confirm the official conditions before you purchase.
Coverage that matters most
- Emergency medical treatment and hospital care
- Coverage for work related injuries
- Personal liability and travel disruption
- Simple claims process and 24/7 support
Common policy exclusions
- Pre existing conditions
- High risk sports or activities
- Work in certain industries
Comparing policies effectively
Do not compare policies by price alone. Review coverage limits, exclusions, and claims support. If you are budget planning, see proof of funds to align insurance with your savings target.
Next steps
Choose a policy that covers your work type and travel plans, then keep proof of insurance with your arrival documents.